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This website is not intended to be used by retail investors in making decisions in relation to any particular financial product or class of financial products. In order to access information on this website, therefore, you must verify that you are not a person who would be considered to be a retail client under Australian financial services laws. If you are a retail investor, you will not be able to access credit ratings on our website.

Who is a retail client?
For the purposes of accessing this website, you will not be a retail client if in considering credit ratings information, you would be doing so:

  • for purposes which are not investment related (eg as a student for research);
  • with a view to making one or more investments the price or value of which is $500,000 or more in aggregate;
  • as a business which is not a small business (ie it employ at least 20 persons, or at least 100 persons in the case of a manufacturer of goods); or
  • as a professional investor.

 I am not a retail client
 I accept the Terms of Use of accessing published ratings

Learn more about credit ratings and where they are used